47 HERITAGE
Your Wealth Partner
47 Heritage is the first Swiss Asset Manager authorized by FINMA in accordance with Article 17 of the Swiss Financial Institution Act (FinIA).
Zurich – St. Moritz – Davos
47 HERITAGE
Your Wealth Partner
47 Heritage is the first Swiss Asset Manager authorized by FINMA in accordance with Article 17 of the Swiss Financial Institution Act (FinIA).
Zurich – St. Moritz – Davos
ABOUT 47 HERITAGE
Welcome to 47 Heritage
We are a team of dedicated and skilled experts who have been serving our clients with integrity and excellence for the past five years.
We know how hard it can be to navigate the complex and ever-changing financial world, and we are here to help you make sense of it all.
You need honest and customized guidance. As an independent Multi-Family Office, we are free from conflicts of interest. We provide unbiased and tailored advice. We work for you, not anyone else. We help you achieve your goals. That’s our difference.
We listen to you, we understand you, and we empower you to achieve your financial dreams. That’s why it is crucial to work with us.
ABOUT
47 HERITAGE
Welcome to 47 Heritage
We are a team of dedicated and skilled experts who have been serving our clients with integrity and excellence for the past five years.
We know how hard it can be to navigate the complex and ever-changing financial world, and we are here to help you make sense of it all.
You need honest and customized guidance. As an independent Multi-Family Office, we are free from conflicts of interest. We provide unbiased and tailored advice. We work for you, not anyone else. We help you achieve your goals. That’s our difference.
We listen to you, we understand you, and we empower you to achieve your financial dreams. That’s why it is crucial to work with us.
Our Vision
We provide reliable and consistent high performing solutions to our clients.
Our values offer a solid foundation for a long term partnership and allow our clients to navigate the complex and dynamic financial landscape with stability and integrity.
CLIENT CENTRIC
Our clients reach out to 47 Heritage for strategic planning in preserving and growing their wealth. It is our responsibility to be creative and find out your risk tolerance and return expectations, something key to any successful relationship.
RISK CONTROL
We are committed to reducing risks in your investments and operations with our cutting-edge technology and reliable proprietary models. We use our expertise and innovation to actively manage and mitigate potential threats to your performance and reputation.
RESPONSIBLE INVESTING
Our choices reflect our commitment to sustainability and ethics.
We consider how our investments affect the environment, society, and business conduct. We are accountable for our actions and transparent about our impact.
INDEPENDENCE
Absence of conflict of interest and open architecture enables us to invest in the best performing vehicle and managers.
TAILOR MADE SOLUTIONS
We strive to help clients to achieve their financial goals and build wealth over time.
By focusing on sound investment principles, disciplined portfolio management, and strategic asset allocation we follow and promote a disciplined approach to investing.
SOLID ENDORSEMENT
We are audited by Grant Thornton Switzerland and are a licenced by the Swiss Regulator FINMA as an Independent Asset Manager, and Authorized for international traders and advisors in Alberta and Ontario (CAN).
INNOVATION
We always strive to implement the latest investment concepts and technology, after thorough investigation to ensure highest quality at minimal cost.
ENTREPRENEURIAL MINDSET
We share our clients› entrepreneurial mindset. We are always looking for new opportunities and challenges to grow and learn together. We are passionate about what we do and how we do it.
Our Vision
We provide reliable and consistent high performing solutions to our clients.
Our values offer a solid foundation for a long term partnership and allow our clients to navigate the complex and dynamic financial landscape with stability and integrity.
CLIENT CENTRIC
Our clients reach out to 47 Heritage for strategic planning in preserving and growing their wealth. It is our responsibility to be creative and find out your risk tolerance and return expectations, something key to any successful relationship.
INDEPENDENCE
Absence of conflict of interest and open architecture enables us to invest in the best performing vehicle and managers.
INNOVATION
We always strive to implement the latest investment concepts and technology, after thorough investigation to ensure highest quality at minimal cost.
RISK CONTROL
We are committed to reducing risks in your investments and operations with our cutting-edge technology and reliable proprietary models. We use our expertise and innovation to actively manage and mitigate potential threats to your performance and reputation.
TAILOR MADE SOLUTIONS
We strive to help clients to achieve their financial goals and build wealth over time.
By focusing on sound investment principles, disciplined portfolio management, and strategic asset allocation we follow and promote a disciplined approach to investing.
ENTREPRENEURIAL MINDSET
We share our clients› entrepreneurial mindset. We are always looking for new opportunities and challenges to grow and learn together. We are passionate about what we do and how we do it.
RESPONSIBLE INVESTING
Our choices reflect our commitment to sustainability and ethics.
We consider how our investments affect the environment, society, and business conduct. We are accountable for our actions and transparent about our impact.
SOLID ENDORSEMENT
We are audited by Grant Thornton Switzerland and are a licenced by the Swiss Regulator FINMA as an Independent Asset Manager, and Authorized for international traders and advisors in Alberta and Ontario (CAN).
SERVICES
Our services are always tailored to your specific needs. We serve our clients with a straightforward setup and the basic need for good investment advice and ongoing control and management. We can help you plan legal structures and guide you across the convoluted tax systems as well as other services, such as: relocation, real estate, art, networking opportunities, medical and private aviation.
CUSTODY BANK SELECTION
47 Heritage collaborates with the most important custodian banks in Switzerland and Liechtenstein, but of course other custodians can also be evaluated and added upon your requirement. We find an optimal set of bank based on your needs, negotiate the best conditions and minimize your administrative effort by ongoing coordination and tracking.
ASSET CONSOLIDATION & REPORTING
Customised investment reporting provides an accurate and concise summary level overview of your consolidated assets across all custodians as well as a detailed analysis across all asset classes and mandates.
INVESTMENT MANAGEMENT
Your goals determine our investment proposition. Together we define a Tailored investment strategy that is most likely to reach your goals whilst also helping you to sleep well, during times of market turbulence. If sustainability is of vital importance to you we even offer strategies that convert climate change from a threat to an investment opportunity.
LEGAL ADVICE
47 Heritage has a large network of professionals covering all client needs in several jurisdictions. Our experience in the financial sector and with lawmakers around the world will give you a clear and accurate perspective to help you make the most informed decision.
AND MORE
47 Heritage can also support with the sale of art works. The acquisition of luxury goods for example wines, watches and of course real estate globally.
RISK MANAGEMENT
We regularly re-align your investment strategy with your financial goals. We provide personalized asset and liability management. Communication is a crucial aspect to successful risk management and you can feel assured that we are with you every step of the way.
TAX AND ASSET PROTECTION
Optimise tax domicile whether it is in Switzerland or somewhere else in dose collaboration with local authorities and your accountancy advisors. It could be relocation to various tax domiciles outside Switzerland depending upon your needs. We can support estate planning through an establishment of legal entities, trusts, foundations or other suitable structures (domiciled in the BVI, Luxembourg, Liechtenstein, Switzerland, etc.). Optimising wealth transfer strategies to preserve financial legacies and charities.
SERVICES
Our services are always tailored to your specific needs. We serve our clients with a straightforward setup and the basic need for good investment advice and ongoing control and management. We can help you plan legal structures and guide you across the convoluted tax systems as well as other services, such as: relocation, real estate, art, networking opportunities, medical and private aviation.
CUSTODY BANK SELECTION
47 Heritage collaborates with the most important custodian banks in Switzerland and Liechtenstein, but of course other custodians can also be evaluated and added upon your requirement. We find an optimal set of bank based on your needs, negotiate the best conditions and minimize your administrative effort by ongoing coordination and tracking.
INVESTMENT MANAGEMENT
Your goals determine our investment proposition. Together we define a Tailored investment strategy that is most likely to reach your goals whilst also helping you to sleep well, during times of market turbulence. If sustainability is of vital importance to you we even offer strategies that convert climate change from a threat to an investment opportunity.
RISK MANAGEMENT
We regularly re-align your investment strategy with your financial goals. We provide personalized asset and liability management. Communication is a crucial aspect to successful risk management and you can feel assured that we are with you every step of the way.
ASSET CONSOLIDATION & REPORTING
Customised investment reporting provides an accurate and concise summary level overview of your consolidated assets across all custodians as well as a detailed analysis across all asset classes and mandates.
LEGAL ADVICE
47 Heritage has a large network of professionals covering all client needs in several jurisdictions. Our experience in the financial sector and with lawmakers around the world will give you a clear and accurate perspective to help you make the most informed decision.
TAX AND ASSET PROTECTION
Optimise tax domicile whether it is in Switzerland or somewhere else in dose collaboration with local authorities and your accountancy advisors. It could be relocation to various tax domiciles outside Switzerland depending upon your needs. We can support estate planning through an establishment of legal entities, trusts, foundations or other suitable structures (domiciled in the BVI, Luxembourg, Liechtenstein, Switzerland, etc.). Optimising wealth transfer strategies to preserve financial legacies and charities.
AND MORE
47 Heritage can also support with the sale of art works. The acquisition of luxury goods for example wines, watches and of course real estate globally.
The 47 Heritage Team
ROSMARIE ELMER
Senior Relationship Manager
ENEA PRONZINI
Chief Financial Officer
Founding Partner
Dr. Claudio Mazzoni
Chief Executive Officer, Founding Partner
Claudio Mazzoni is co-founder and Executive Partner of 47 Heritage AG. He holds a PhD in Financial Market Theory from the University of Zurich, Switzerland, in 1997.
Claudio has over 25 years of experience in the financial industry in various positions in private banking, as a consultant and as an entrepreneur. As such, he has a broad understanding of the complex needs of institutional and private clients. As an experienced client manager, he knows how to reconcile the individual interests of his clients with the principles of the regulator.
Dr. Claudio Mazzoni
Chief Executive Officer, Founding Partner
Claudio Mazzoni is co-founder and Executive Partner of 47 Heritage AG. He holds a PhD in Financial Market Theory from the University of Zurich, Switzerland, in 1997.
Claudio has over 25 years of experience in the financial industry in various positions in private banking, as a consultant and as an entrepreneur. As such, he has a broad understanding of the complex needs of institutional and private clients. As an experienced client manager, he knows how to reconcile the individual interests of his clients with the principles of the regulator.
Enea Pronzini
Chief Financial Officer, Founding Partner
Enea Pronzini is co-founder and Executive Partner of 47 Heritage AG. He is an engineer Dipl. Ing. ETH Zurich, Switzerland.
Enea has over 20 years of experience in private banking and in serving sophisticated clients. As such he has an excellent understanding and broad knowledge of the complexities of the private banking and institutional markets and clients. He is responsible for both the executive and strategic leadership of wealth management and risk management and the strategic planning and successful development of the businesses, family governance and asset protection.
Enea Pronzini
Chief Financial Officer, Founding Partner
Enea Pronzini is co-founder and Executive Partner of 47 Heritage AG. He is an engineer Dipl. Ing. ETH Zurich, Switzerland.
Enea has over 20 years of experience in private banking and in serving sophisticated clients. As such he has an excellent understanding and broad knowledge of the complexities of the private banking and institutional markets and clients. He is responsible for both the executive and strategic leadership of wealth management and risk management and the strategic planning and successful development of the businesses, family governance and asset protection.
Giorgio Saragni
Chief Investment Officer, Member of the Executive Board
Giorgio Saragni is the Chief Investment Officer of 47 Heritage AG. He holds a Master of Science in accounting and finance from Bocconi University, Italy.
Giorgio held a number of positions at Credit Suisse, including as a trader and most recently as an active advisor for sophisticated clients. Prior to joining 47 Heritage, Giorgio worked at Banque Pictet in their investment specialist team and began his career in HSBC’s investment banking division.
Giorgio Saragni
Chief Investment Officer, Member of the Executive Board
Giorgio Saragni is the Chief Investment Officer of 47 Heritage AG. He holds a Master of Science in accounting and finance from Bocconi University, Italy.
Giorgio held a number of positions at Credit Suisse, including as a trader and most recently as an active advisor for sophisticated clients. Prior to joining 47 Heritage, Giorgio worked at Banque Pictet in their investment specialist team and began his career in HSBC’s investment banking division.
René Prince
Chief Risk Officer
René Prince is the Risk Manager of 47 Heritage AG. He holds a Master of Science from the ETH Zürich, Switzerland, as well as FRM, CIIA, and CAIA Certifications
René has 25 years of experience covering different positions at Swisslife Group, Clariden Leu Bank, and best-in-class Alternative Investments Funds. He covered different roles as a Risk Manager, Derivatives Securities Trader, Portfolio Manager and Investment Strategies Researcher.
René Prince
Chief Risk Officer
René Prince is the Risk Manager of 47 Heritage AG. He holds a Master of Science from the ETH Zürich, Switzerland, as well as FRM, CIIA, and CAIA Certifications
René has 25 years of experience covering different positions at Swisslife Group, Clariden Leu Bank, and best-in-class Alternative Investments Funds. He covered different roles as a Risk Manager, Derivatives Securities Trader, Portfolio Manager and Investment Strategies Researcher.
Rosmarie Elmer
Senior Relationship Manager
Rosmarie Elmer recently joined 47 Heritage as Senior Relationship Manager. She originally studied Slavic literature and linguistics in Zurich, Paris, Zagreb, Prague and Moscow. Over 25 years ago, she was brought into Private Banking by Credit Suisse, the first bank in Switzerland to open accounts for private clients from the former Eastern Bloc. During her career, she has worked at Credit Suisse, the Swiss Bank Corporation, Union Bancaire Privée, Bank Leu and UBS. She has experience in all client segments and is also very familiar with client needs that go far beyond private banking. Furthermore, she has an extensive client and professional network in Russia, Ukraine, Azerbaijan and Central Asia, Czech Republic, Turkey, Switzerland and Western Europe. She is fluent in more than 10 languages.
Rosmarie Elmer
Senior Relationship Manager
Rosmarie Elmer recently joined 47 Heritage as Senior Relationship Manager. She originally studied Slavic literature and linguistics in Zurich, Paris, Zagreb, Prague and Moscow. Over 25 years ago, she was brought into Private Banking by Credit Suisse, the first bank in Switzerland to open accounts for private clients from the former Eastern Bloc. During her career, she has worked at Credit Suisse, the Swiss Bank Corporation, Union Bancaire Privée, Bank Leu and UBS. She has experience in all client segments and is also very familiar with client needs that go far beyond private banking. Furthermore, she has an extensive client and professional network in Russia, Ukraine, Azerbaijan and Central Asia, Czech Republic, Turkey, Switzerland and Western Europe. She is fluent in more than 10 languages.
CONTACT
47 Heritage AG
Hirschengraben 28
8001 Zurich
Switzerland
+41 44 552 16 30
info@47heritage.ch
LinkedIn
CONTACT
47 Heritage AG
Plazza da Scoula 10
7500 St. Moritz
Switzerland
Hirschengraben 28
8001 Zurich
Switzerland
47 Heritage AG
Promenade 140
7260 Davos Dorf
Switzerland
47 Heritage AG
Plazza da Scoula 10
7500 St. Moritz
Switzerland
Hirschengraben 28
8001 Zurich
Switzerland
47 Heritage AG
Promenade 140
7260 Davos Dorf
Switzerland